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Advice to Companies Whose Cash Flow is Troubling - Our Factoring Company Can Provide
Your Freight Company The Cash Your Company Needs

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factoring trucking receivables

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factoring services for trucking companies

Trucking Factoring is advantageous for numerous reasons. It enables a trucking business to raise cash without acquiring brand-new financial obligation. While financial obligation is sometimes essential, many trucking companies would like to raise money without borrowing money. Debt is dangerous, and when it can not be repaid, possessions can be repossessed. If the debt is huge enough, it could even require a truck companies out of business.

 

 

 

 

 

 

 

The Instrument of Profitable Companies - Select An Accounts Receivable Factoring Company Instead Of A Regular Bank Financing

How to Enhance Cash Flow Without Borrowing -Cash Money flow is among the primary reasons companies fail.

At one time or another, every company, even effective ones, have actually experienced poor money flow.

Money flow does not have to be a problem any more. Do not be deceived -- banks are not the only locations you can get funding. Other options are offered and you do not have to borrow money. What is trucking factoring ? One solution is called trucking factoring. Truck Factoring is the process of selling accounts receivable to an investor instead of waiting to collect the cash from the customer. Oh, the Irony- Trucking factoring has an ironic distinction: It is the financial foundation of numerous of America's most effective businesses. Why is this paradoxical ? Because staffing factoring is not instructed in business colleges, is rarely discussed in company strategies and is fairly unidentified to bulk of most of American business individuals.

Yet it is a financial process that releases up billions of dollars every year, enabling thousands of companies to grow and succeed. Receivable Financing has been around for thousands of years. Receivable Loan Funding Businesses are financiers who pay cash for the right to receive the future payments on your invoices. An overdue receivable or invoice has value. It is a financial obligation your client has agreed pay in the near future. Factoring Principals--Although factoring offers exclusively with business-to-business transactions, a large percentage of the retail business utilizes a factoring principal. MasterCard, Visa, and American Express all utilize a form of factoring in their retail deals. Utilizing the purest meaning of the word, these large customer finance business are truly just big FACTORING Companies of consumer paper. Consider it: You make a purchase at Sears and charge it to your MasterCard. The store makes money practically instantly, even though you do not pay up until you are prepared.

For this service, the credit card company charges XYZ Store a fee (typical common normal fees vary from two to four percent of the sale). The Benefits Truck Factoring can provide many benefits to cash-hungry business. Instead of waiting 30, 60, 90 days or longer for payment on a product that has actually already been delivered, a business can factor (sell) its receivables for cash at a small price cut off the amount of the invoice. Payroll, marketing efforts, and working capital are simply a few of the business needs that can be satisfied with instant  cash.

Factoring offers the ways for a producer to renew inventory and make more products to sell: There is no longer a need to await for earlier sales to be paid. Receivable Loan Financing is not simply a cash management tool for manufacturers: Practically any type business can benefit from Receivable Loan Financing. Typically, a business that extends credit will have 10 to 20 percent of its annual sales tied up in invoices at any given time. Think for a minute about how much is bound in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a customer s invoice, however you can offer that invoice for the money to meet those obligations. Using truck factoring companies is a fast and easy process. The factor purchases the invoice at a discount, typically a couple of percentage points less than the stated value of the invoice.

 

 

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"

Indianapolis /??ndi?'n�p?l?s/ (abbreviated Indy /'?ndi/) is the capital and most populous city of the U.S. state of Indiana, and also the county seat of Marion County. As of the 2010 census, the city's population is 820,445. It is the 12th-largest city in the United States and the 29th-largest metropolitan area in the United States.Historically, Indianapolis has oriented itself around government (a byproduct of its state capital function) and industry, particularly manufacturing. Over the late decades of the 20th century, the city's Unigov worked to revitalize the downtown area. Today, Indianapolis has a much more diversified economy, with large contributions from education, health care, finance, and technology. Tourism is also a vital part of the economy, with the city hosting numerous conventions and sporting events. events include the annual Big Ten Conference football championship and the Men's and Women's basketball tournaments. Indianapolis also hosted the XLVI in 2012.Both and Livability.com rank Indianapolis among the best downtowns in the United States citing ""more than 200 retail shops, more than 35 hotels, nearly 300 restaurants and food options, movie theaters, sports venues, museums, art galleries and parks"" as attractions. Greater Indianapolis has seen moderate growth among U.S. cities. The population of the metropolitan statistical area was 1,756,241 according to the 2010 Census, making it the 34th-largest in the United States. The 2010 population of the Indianapolis combined statistical area, a larger trade area, was 2,080,782, the 23rd-largest in the country. Indianapolis is considered a gamma global city by the Globalization and World Cities Research Network. In 2013, the city won Sister Cities International's 2013 Best Overall Program award for jurisdictions of population 500,000 and above.The largest industry sectors by employment in Indianapolis are manufacturing, health care and social services, and retail trade. Compared to Indiana as a whole, the Indianapolis metropolitan area has a lower proportion of manufacturing jobs and a higher concentration of jobs in wholesale trade; administrative, support, and waste management; professional, scientific, and technical services; and transportation and warehousing.

 

Fort Wayne, IndianaCityCity of Fort WayneClockwise from top: Downtown Fort Wayne, Historic Fort Wayne, Fort Wayne Children's Zoo, couence of the three rivers, Johnny Appleseed's grave, and the Embassy Theatre.FlagSealNickname(s): ""The Summit City"" (official), ""The City of Churches"", ""The City That Saved Itself"", ""Magnet Wire Capital of the World""Motto: KekiongaLocation in Allen County and Indiana Fort Wayne, IndianaLocation in the United StatesCountry United StatesState IndianaCountyAllenTownshipsAboite, Adams, Perry, Pleasant, St. Joseph, Washington, WayneFoundingOctober 22, 1794IncorporatedFort Wayne is a city in the U.S. state of Indiana and the county seat of Allen County. Located in northeastern Indiana, the city is 18 miles (29 km) west of the Ohio border and 50 miles (80 km) south of the Michigan border. With an estimated population of 256,496, Fort Wayne is the 76th most populous city in the United States and second largest in Indiana. It is the principal city of the Fort Wayne metropolitan area, consisting of Allen, Wells, and Whitley counties, for an estimated population of 419,453. In addition to those three core counties, the combined statistical area includes Adams, DeKalb, Huntington, Noble, and Steuben counties, for a population of about 615,077.Under the direction of American Revolutionary War statesman Anthony Wayne, the United States Army built Fort Wayne last in a series of forts near the Miami tribe village of Kekionga in 1794. Named in Wayne's honor, the settlement established itself at the couence of the St. Joseph River, St. Marys River, and Maumee River as a trading post for European pioneers. The village was platted in 1823 and experienced tremendous growth after completion of the Wabash and Erie Canal and advent of the railroad. Once a booming manufacturing town located in the Rust Belt, Fort Wayne's economy has diversified to include distribution, transportation, and logistics, health care, professional and business services, leisure and hospitality, and financial services. The city is a center for the defense industry which employs thousands.As northeastern Indiana's cultural hub, Fort Wayne is home to 15 museums and art galleries, two daily newspapers, philharmonic orchestra, botanical conservatory, zoo, convention center, three minor league sports franchises and an Division I member school, and 86 public parks. The city is home to the fifth-largest public university in Indiana, Indiana University � Purdue University Fort Wayne (IPFW), and the private universities of Concordia Theological Seminary, Indiana Institute of Technology, and University of Saint Francis. The city is recognized as the final resting place of American folklore legend Johnny Appleseed.Fort Wayne has been an All-America City Award recipient in 1982, 1998, and 2009 and received an Outstanding Achievement City Livability Award by the U.S. Conference of Mayors in 1999.Manufacturing is deeply rooted in Fort Wayne's economic history, dating to the earliest days of the city's growth as an important trade stop along the Wabash and Erie Canal. Railroads, introduced shortly after the canal's arrival, eased travel from Fort Wayne to other booming industrial centers along the Great Lakes, such as Chicago, Detroit, Toledo, and Cleveland. Throughout the early and mid-20th century, manufacturing dominated the city's economic landscape. From 1900 to 1930, Fort Wayne's industrial output expanded by 747 percent, with total production valued at $95 million in 1929, up from $11 million in 1899. The total workforce also increased from 18,000 in 1900 to nearly 50,000 in 1930.

 

Evansville is the commercial, medical, and cultural hub of Southwestern Indiana and the Illinois-Indiana-Kentucky tri-state area. It is the third-largest city in the state of Indiana and the largest city in Southern Indiana. As of the 2010 census, the city had a total population of 117,429 and a metropolitan population of 358,676. It is the county seat of Vanderburgh County.Situated on an oxbow in the Ohio River, the city is often referred to as the ""River City"". As testament to the Ohio's grandeur, early French explorers named it La Belle Riviere (""The Beautiful River""). The area has been inhabited by various cultures for millennia, dating back at least 10,000 years. Angel Mounds was a permanent settlement of the Mississippian culture from 1000 AD to around 1400 AD. The city itself was founded in 1812.The broad economic base of the region has helped to build an economy which is known for its stability, diversity, and vitality. Four NYSE companies (ACW, BERY, LEAF, VVC) are headquartered in Evansville, along with the global operations center for NYSE company Mead Johnson. Three other companies traded on the NASDAQ (ESCA, ONB, SCVL) are located in Evansville. The city is home to public and private enterprise in many areas, as Evansville serves as the economic hub of the region.The city has several well known educational institutions. The University of Evansville is a small private school located on the city's east side, while the University of Southern Indiana (formerly Indiana State University-Evansville) is a larger public institution located just outside of the city's westside limits. Other local educational institutions have also garnered praise and attention, including nationally ranked Signature School and the Evansville Vanderburgh Public Library. In 2008, Evansville was voted the best city in the country in which ""to live, work, and play"" by the readers of Kiplinger, and in 2009 the 11th best.Evansville is the regional center for a large trade area in Indiana, Kentucky, and Illinois. The broad economic base of the region has helped to build an economy which is known for its stability, diversity, and vitality. The largest industry sectors by size in Evansville are health care, finance, education, and manufacturing. Other major industries by employment are energy, warehousing and distribution, and retail.

 

The city of South Bend is the county seat of St. Joseph County, Indiana, United States, on the St. Joseph River near its southernmost bend, from which it derives its name. As of the 2010 census, the city had a total of 101,168 residents; its Metropolitan Statistical Area had a population of 318,586 and Combined Statistical Area of 721,296. It is the fourth-largest city in Indiana, serving as the economic and cultural hub of Northern Indiana. The highly-ranked University of Notre Dame is located just to the north in unincorporated Notre Dame, Indiana and is an integral contributor to the region's economy.The area was originally settled in the early 19th century by fur traders, and established as a city in 1865. The St. Joseph River shaped South Bend's economy through the mid-20th century. River access assisted heavy industrial development such as that of the Studebaker Corporation, the Oliver Chilled Plow Company, and other large corporations.The population of South Bend has declined since a peak of 132,445 in 1960, chiefly due to migration to suburban areas as well as the demise of Studebaker and other heavy industry. Today, the largest industries in South Bend are health care, education, small business, and tourism. Remaining large corporations include Crowe Horwath, Honeywell, and AM General.South Bend's location on the St. Joseph River led to an industrial-based economy in the late 19th century and early-to-mid-20th century. In 1923, industrialist and entrepreneur Vincent H. selected South Bend as the site of his new manufacturing plant for automotive parts.[27] He chose South Bend primarily because it was on a rail line midway between Chicago and Detroit, the two automotive manufacturing centers of the United States at the time.[27] Eventually, the corporation built a vast manufacturing complex on its South Bend acreage served by the major railroads, including a huge shipping and receiving building where railroad cars could enter at one end, unload, and depart at the opposite end.

 

Carmel /'k?rm?l/ is a suburban city in Hamilton County, Indiana, United States located immediately north of Indianapolis. It has been one of the fastest-growing communities in the country. In 2012, Carmel was selected the Best Place to Live in United States by CNN magazine. The population was 85,927 at the 2013 census.The Meridian Corridor is serves as a large concentration of corporate office space within the City. It is home to more than 40 corporate headquarters and many more regional offices. Several large companies reside in Carmel, and it serves as the national headquarters for , and Technical Institute.

 

Fishers is a city located in Fall Creek and Delaware Townships, Hamilton County, Indiana, United States, with a population of 76,794, according to the 2010 census. A suburb of Indianapolis, Fishers has grown rapidly in recent decades: about 350 people lived there in 1963, 2,000 in 1980, and only 7,200 as recently as 1990. In 2011, Fishers was named the number one city for families by The Learning Channel and was selected as a Green Community by the Indiana Association of Cities and Towns. The town was named the safest city in the nation in 2011, and again in 2012. In 2010, Fishers was ranked eighth in the best places to live according to , America's best affordable suburb by , and the eleventh best place to move in the country by . Fishers was also ranked the 24th best place to live in America by magazine in 2005, 33rd in 2006, 10th in 2008, and 12th in 2012.After the passage of a referendum on Fishers's status in 2012, Fishers transitioned from a town to a city on January 1, 2015. The first mayor of Fishers�Scott Fadness�along with the city's first clerk and city council were sworn in on December 21, 2014.According to the Fishers's Department of Development, as of 2013, the top employers in the town are:[42]

 

Bloomington is a city in and the county seat of Monroe County in the southern region of the U.S. state of Indiana. According to the Monroe County History Center, Bloomington is known as the ""Gateway to Scenic Southern Indiana."" The city was established in 1818 by a group of settlers from Kentucky, Tennessee, the Carolinas and Virginia who were so impressed with ""a haven of blooms"" that they called it Bloomington.The population was 80,405 at the 2010 census.Bloomington is the home to Indiana University Bloomington. Established in 1820, IU Bloomington has 42,630 students, as of September 2014, and is the original and largest campus of Indiana University. In the 1991 book entitled The Campus as a Work of Art, author Thomas Gaines named the Bloomington campus one of the five most beautiful in America. Most of the campus buildings are built of Indiana limestone.Bloomington is also the home of the Indiana University School of Public and Environmental Affairs, Indiana University Maurer School of Law, the Jacobs School of Music, the Kelley School of Business, the Kinsey Institute, the Indiana University School of Optometry, and the Midwest Proton Radiotherapy Institute.Bloomington has been designated a Tree City for more 30 years as of 2014. The city was also the location of the Academy Award-winning 1979 movie Breaking Away, featuring a reenactment of Indiana University's annual Little 500 bicycle race. Monroe County's famous limestone quarries are also featured in the movie.The Bloomington and Monroe County region is home to major employers representing a diverse collection of fields, including education, the life sciences, advanced manufacturing and technology.

 

U.S. Routes State Routes Waterways Grand Calumet RiverLake MichiganAmtrak station Hammond-WhitingSouth Shore Line station Hammond Website www.gohammond.com Demographicsis a city in Lake County, Indiana, United States. It is part of the Chicago metropolitan area. The population was 80,830 at the 2010 census, replacing Gary as the most populous city in Lake County.

 

U.S. Routes State Routes Airport Gary/Chicago InternationalWaterways Grand Calumet RiverLake MichiganSouth Shore Line stations Adam Benjamin Metro CenterGary/Chicago Airport � MillerPublic transit Gary Public Transportation Corp. is a city in Lake County, Indiana, United States, located in the southeastern portion of the Chicago metropolitan area. Gary is located 25 mi (40 km) from downtown Chicago, Illinois and 12 mi (19 km) from Crown Point, Indiana, the county seat of Lake County.The population of Gary was 80,294 at the time of the 2010 census, making it the ninth-largest city in the state of Indiana. Gary's population has fallen by 55 percent from a peak of 178,320 in 1960.Gary is located adjacent to the Indiana Dunes National Lakeshore and borders Lake Michigan. Many citizens and politicians have helped to preserve parts of the Indiana Dunes. The city is known for its large steel mills, and for being the birthplace of the The Jackson 5 music group.

 

Lafayette (/?l??fi?'?t/ or lah-fee-YET) is a city in and the county seat of Tippecanoe County, Indiana, United States, located 63 miles (101 km) northwest of Indianapolis and 105 miles (169 km) southeast of Chicago. West Lafayette, on the other side of the Wabash River, is home to Purdue University, which contributes significantly to both communities. Together, Lafayette and West Lafayette form the core of the Lafayette, Indiana Metropolitan Statistical Area.According to the 2010 United States Census, the population of Lafayette was 67,140, roughly a 19% increase from 56,397 in 2000. Meanwhile the 2010 U.S. Census pegged the year-round (excluding Purdue University students) population of West Lafayette at 29,596 and a Tippecanoe County population of 172,780.Much of the economy of the city of Lafayette and the surrounding area is centered around the academic and industrial activities of Purdue University. The university and its associated businesses employ the largest portion of the Lafayette workforce. However, private industry and commerce independent of the university also exist in the community. Some notable examples include:

 

Muncie /'m?nsi/ is a city in Center Township and the county seat of Delaware County in east central Indiana. As of the 2010 Census, the city's population was 70,085. It is the principal city of the Muncie, Indiana, Metropolitan Statistical Area, which has a population of 118,769.Muncie is the home of Ball State University and the Ball Corporation (1888�1998) and the birthplace of the comic strip Garfield. Thanks to the Middletown studies first conducted in the 1920s, it is said to be one of the most studied U.S. cities of its size.From the late 19th century, Muncie's economic backbone has been industry, primarily manufacturing.

 

Terre Haute (/?t?r? 'ho?t/ TERR-? HOHT) is a city in and the county seat of Vigo County, Indiana, United States, near the state's western border with Illinois. As of the 2010 census, the city had a total population of 60,785 and its metropolitan area had a population of 170,943. The city is the self-proclaimed capital of the Wabash Valley. With numerous higher education institutions located in Terre Haute, the city has embraced its college town persona. Terre Haute was named the 'Community of the Year' in 2010 by the Indiana Chamber.

 

Kokomo /'ko?k?mo?/ is a city in and the county seat of Howard County, Indiana, United States. Kokomo is Indiana's 13th-largest city. It is the principal city of the Kokomo, Indiana Metropolitan Statistical Area, which includes all of Howard and Tipton counties. Kokomo's population was 46,113 at the 2000 census, and 45,468 at the 2010 census. On January 1, 2012, Kokomo successfully annexed more than 7 square miles (18 km2) on the south and west sides of the city, including Alto and Indian Heights, increasing the city's population to nearly 57,000 people. The city of Kokomo has also, in recent years, constructed ""sister-city"" relations with Dongyang, China.Named for a Native American, Kokomo first benefited from the legal business associated with being the county seat. Before the Civil War, it was connected with Indianapolis and then the Eastern cities by railroad, which resulted in sustained growth. Substantial growth came after the discovery of large natural gas reserves, which produced a boom in the mid-1880s. Among the businesses which the boom attracted was the fledgling automobile industry. A significant number of technical and engineering innovations were developed in Kokomo, particularly in automobile production, and, as a result, Kokomo became known as the ""City of Firsts."" A substantial portion of Kokomo's employment still depends on the automobile industry.Kokomo's employment, largely based in manufacturing, was hard hit by the economic downturn which led to the recession beginning in December 2007. In December 2008, Kokomo was ranked third by in its list of America's fastest dying towns, mainly as a result of the financial difficulties of the automotive industry.[77]

 

Noblesville is a city in and the county seat of Hamilton County, Indiana, United States, located just north of Indianapolis. The population was 51,969 at the 2010 census making it the 14th largest city/town in the state, up from 19th in 2007. The city is part of Delaware, Fall Creek, Noblesville, and Wayne townships.Noblesville is also home to the Klipsch Music Center, an outdoor music venue, and the Indiana Transportation Museum.

 

Anderson (Primarily)Adams, Fall Creek, Lafayette, Richland, Union (Small Sections) Anderson is a city in and the county seat of Madison County, Indiana, United States. It is the principal city of the Anderson, Indiana Metropolitan Statistical Area which encompasses Madison County. Anderson is the headquarters of the Church of God (Anderson) and home of Anderson University, which is affiliated with that denomination. Highlights of the city include the historic Paramount Theatre and the Gruenewald Historic House.The population was 56,129 at the 2010 census. This is down from 70,000 in 1970.When General Motors closed its operations in Anderson, the city was dealt a major economic blow as GM was the biggest employer in Anderson. Nevertheless, in 2007, Anderson was ranked 98th in the List for 100 Best Places for Businesses among Smaller U.S. Metro areas. However, a more recent (2014) appraisal of Anderson from the Indiana Business Review was mixed noting that ""long-term trends are negative"", citing ""a long-term downward trend in area employment"" and ""acceleration in the number of food stamp recipients"". More recent unemployment has been reduced, but improvements still lag behind the rest of the state.

 

Greenwood is a city in Johnson County, Indiana, United States. The population was 49,791 at the 2010 census, and as of 2014 is 50,457. It is home to the Greenwood Park Mall. Greenwood is located between Indiana State Road 37 and Interstate 65. The city shares a border with Indianapolis and is the most populous suburb in the southern portion of the Indianapolis Metropolitan Area.

 

Elkhart /'?lk?rt/ is a city in Elkhart County, Indiana, United States. The city is located 15 miles (24 km) east of South Bend, Indiana, 110 miles (180 km) east of Chicago, Illinois, and 150 miles (240 km) north of Indianapolis, Indiana. Elkhart has the larger population of the two principal cities of the Elkhart-Goshen Metropolitan Statistical Area, which in turn is part of the South Bend-Elkhart-Mishawaka Combined Statistical Area, in a region commonly known as Michiana. The population was 50,949 at the 2010 census. Despite the shared name, it is not the county seat of Elkhart County; that position is held by the city of Goshen, located about 10 miles (16 km) southeast of Elkhart.Elkhart is best known for two industries: recreational vehicles and musical instruments. It has been referenced as the ""RV Capital of the World"" and the ""Band Instrument Capital of the World"" for decades. Other notable industries in Elkhart include; pharmaceuticals, electronic components, manufactured housing and mobile homes. Numerous manufacturers of musical instruments and accessories, of which most of the surviving companies have been absorbed into the conglomerate, have a long history in the city. Elkhart is also home to the Robert Young Rail Yards, which are the second-largest freight classification yards in the world.

 

Mishawaka /?m???'w??k?/ is a city on the St. Joseph River, a part of the South Bend Metropolitan statistical area in St. Joseph County, Indiana, United States. The population was 48,252 as of the 2010 Census. Its nickname is ""the Princess City.""Mishawaka is a principal city of the South Bend�Mishawaka, IN-MI, Metropolitan Statistical Area.

 

Lawrence is a city in Marion County, Indiana, United States. It is one of four ""excluded cities"" in Marion County. The city is home to Fort Benjamin Harrison within Fort Harrison State Park. The population was 46,001 at the 2010 census. The city is also adjacent to the east side of Indianapolis.

 

Jeffersonville /'d??f?rs?nv?l/ is a city in Clark County, Indiana, along the Ohio River. Locally, the city is often referred to by the abbreviated name Jeff. It is directly across the Ohio River to the north of Louisville, Kentucky along I-65. The population was 44,953 at the 2010 census. The city is the county seat of Clark County.

 

Columbus /k?'l?mb?s/ is a city in and the county seat of Bartholomew County, Indiana, United States. The population was 44,061 at the 2010 census. Located approximately forty miles (64 km) south of Indianapolis, on the east fork of the White River, it is the state's 20th largest city. It is also the principal city of the Columbus, Indiana, metropolitan statistical area which encompasses all of Bartholomew County. Traveler ranked Columbus 11th on its historic destinations list in late 2008, describing the city as ""authentic, unique, and unspoiled."" Columbus won the national contest ""America in Bloom"" in 2006, and in 2004 it was named one of ""The Ten Most Playful Towns"" by Nick Jr. Magazine. The July 2005 edition of magazine named Columbus one of the ""62 Reasons to Love Your Country"". Columbus is the headquarters of the engine company .

 

Portage /'p?rt?d?/ is a city in Portage Township, Porter County, Indiana, United States. The population was 36,828 as of the 2010 census. It is the largest city in Porter County, and third largest in Northwest Indiana.

 

New Albany /'??lb?ni/ is a city in Floyd County, Indiana, United States, situated along the Ohio River opposite Louisville, Kentucky. The population was 36,372 at the 2010 census. The city is the county seat of Floyd County. It is bounded by I-265 to the north and the Ohio River to the south, and is considered part of the Louisville, Kentucky Metropolitan Statistical Area. The mayor of New Albany is Jeff Gahan, a Democrat; he was elected in 2011.

 

Richmond /'r?t?m?nd/ is a ci"

 

"

s the county seat of Grant County. It is named for Francis Marion, a Brigadier General from South Carolina in the American Revolutionary War.The city is the home of Indiana Wesleyan University, the largest evangelical Christian university in the Midwest and largest private university in Indiana- if including online and regional campuses in Indiana, Kentucky, Ohio, and Illinois. The traditional campus enrolls approximately 2800 students. Since 2003, former Olympic skater Wayne Seybold has been Marion's mayor. Marion is also noted for being the birthplace of legendary actor James Dean, and famed cartoonist Jim Davis, though James Dean and Jim Davis were raised in nearby Fairmount. It was also the location of the wedding of actress Julia Roberts and singer Lyle Lovett in 1993. The city is also the site of the infamous lynching of Thomas Shipp and Abram Smith.Marion's manufacturing sector produces automotive components, paper products, foundry products, machinery, wire, and cable. The paper plate industry was born in Marion; in its infancy, five of the nation's nine plants were located in the city.

 

Waterways Grand Calumet RiverIndiana Harbor and Ship CanalLake MichiganSouth Shore Line station East ChicagoPublic transit East Chicago Transit Source: US Census BureauEast Chicago is a city in Lake County, Indiana, United States. The population was 29,698 at the 2010 census. It is the home of Marktown, Clayton Mark's planned worker community.East Chicago is home to the following business and industry:

 

Schererville is a town in St. John Township, Lake County, Indiana, United States. It is part of the Chicago metropolitan area. The population was 29,243 at the 2010 census.

 

Hobart is a city in Lake County, Indiana, United States. The population was 29,059 at the 2010 census. Although it has been historically primarily residential, recent annexation has added a significant retail corridor to the city.

 

Crown Point is a city in and the county seat of Lake County, Indiana, United States. The population was 27,317 at the 2010 census. The city was incorporated in 1868. On October 31, 1834, Solon Robinson and his family became the first settlers to an area that later became Crown Point. Because of its location, Crown Point is known as the ""Hub of Lake County"".The city is surrounded by Merrillville to the north, Winfield to the east, Cedar Lake to the southwest, St. John to the west, and unincorporated Schererville to the northwest. The southern and southeastern parts of Crown Point border some unincorporated areas of Lake County.

 

Zionsville is a suburban town located in the extreme southeast area of Boone County, Indiana, United States, in Eagle Township, northwest of Indianapolis. The population was 14,127 at the 2010 census.Zionsville promotes itself as a tourist attraction around its village-styled downtown area. This area primarily consists of Main Street, paved entirely in brick, which is lined with small stores and restaurants.

 

Franklin is a city in Johnson County, Indiana, United States. The population was 23,712 at the 2010 census. Located about 20 miles south of Indianapolis, the city is the county seat of Johnson County. The site of Franklin College, the city attracts numerous regional sports fans for the college teams, as well as audiences for its art events.

 

Highland is a town in Lake County, Indiana, United States. The population was 23,727 at the 2010 census. The town was incorporated on April 4, 1910. It is a part of the Chicago metropolitan area and North Township, and is surrounded by Hammond to the north, Munster to the west, Schererville to the south, and Griffith to the east.

 

Munster is a town located in North Township, Lake County, in Northwest Indiana, United States. This bedroom community lies in the Chicago metropolitan area, approximately 30 miles (48 km) southeast of the Chicago Loop, and shares municipal boundaries with Hammond to the north, Highland to the east, Dyer and Schererville to the south and Lansing and Lynwood directly west of the Illinois border. The 2010 U.S. Census counted the town's population at 23,603.

 

Brownsburg is a town in Hendricks County, Indiana, United States. The population was 21,285 at the 2010 Census, an increase from 14,520 in 2000.In 2009, CNN Money Magazine ranked Brownsburg as the #1 place to live in Indiana, and #33 in the nation. The magazine cited Brownsburg's low crime, strong economy and excellent schools as factors for placing Brownsburg at the top.

 

La Porte (French for ""The Door"") is a city in LaPorte County, Indiana, United States, of which it is the county seat. Its population was 22,053 at the 2010 census. It is one of the two principal cities of the Michigan City-La Porte, Indiana Metropolitan Statistical Area, which is included in the Chicago-Naperville-Michigan City, Illinois-Indiana-Wisconsin Combined Statistical Area.LaPorte is located in northwest Indiana, east of Gary, and west of South Bend and was first settled in 1832. The current mayor of La Porte, Blair Milo, is one of the youngest mayors in the city's history, elected to the position in 2011 at the age of 28.

 

Clarksville is a town in Clark County, Indiana, United States, along the Ohio River and is a part of the Louisville Metropolitan area. The population was 21,724 at the 2010 census. The town, once a home site to George Rogers Clark, was founded in 1783 and is the oldest American town in the Northwest Territory. The town is home to the Colgate clock, one of the largest clocks in the world and the Falls of the Ohio State Park, a large fossil bed.

 

Greenfield is a city in and the county seat of Hancock County, Indiana, United States, and a part of the Indianapolis metropolitan area. The population was 20,602 at the 2010 census. It lies in Center Township.Greenfield was a stop along the Pittsburgh, Cincinnati, Chicago and St. Louis Railroad that connected Pittsburgh to Chicago and St. Louis.

 

Shelbyville is a city in the U.S. state of Indiana and the county seat of Shelby County. The population was 19,191 as of the 2010 census.

 

Seymour is a city in Jackson County, Indiana, United States. The population was 17,503 at the 2010 census. Seymour is called the ""Crossroads of America"" because the north/south and east/west railroads intersect in downtown.The north/south line, the Jeffersonville, Madison and Indianapolis Railroad, was built in the 1840s connecting Indianapolis to the Ohio River at Jeffersonville. It ran through the Shields farm at the area that is now Seymour.In 1852 when the east/west railroad, the Ohio and Mississippi Railroad, was going to be built, Capt. Meedy Shields, who was the cousin of General John Tipton persuaded the surveyor, John Seymour, into putting it through his land, in return for which he named the town Seymour. All trains had to stop at a crossroad, making Seymour a bustling community.Seymour is the birthplace of former Indiana 9th District U.S. Representative Baron Hill, Texas lawyer Paul Eggers, singer John Mellencamp, Miss America 2009 Katie Stam, retired professional wrestler Rip Rogers, and Robert Shields whose personal diary earned him a place in the Guinness Book of World Records. Robert William Shields was a distant cousin of Seymour founder Meedy Shields.

 

Vincennes is a city in and the county seat of Knox County, Indiana, United States. It is located on the lower Wabash River in the southwestern part of the state. Founded in 1732 by French fur traders, Vincennes is the oldest continually inhabited European settlement in Indiana and one of the oldest settlements west of the Appalachians.According to the 2010 census, its population was 18,423, a decrease of 1.5% from 18,701 in 2000.

 

Logansport is a city in and the county seat of Cass County, Indiana, United States. The population was 18,396 at the 2010 census. Logansport is located in northern Indiana, at the junction of the Wabash and Eel rivers, northeast of Lafayette.

 

New Castle is a city in Henry County, Indiana, 44 miles (71 km) east-northeast of Indianapolis, on the Big Blue River. In 1900, 3,406 people lived in the town; in 1910, 9,446; in 1920, 14,458; and in 1940, 16,620. The population was 18,114 at the 2010 census. The city is the county seat of Henry County. New Castle is home to New Castle Fieldhouse, the largest high school gymnasium in the world. The city is surrounded by agricultural land. In the past, it was a manufacturing center for the production of sheet iron and steel, automobiles, caskets, clothing, scales, bridges, pianos, furniture, handles, shovels, lathes, bricks, and flour.New Castle Correctional Facility, with a capacity of over 2,000 inmates, is located just north of the city.

 

Huntington, known as the ""Lime City"", is the largest city in and the county seat of Huntington County, Indiana, United States. It is in Huntington and Union townships. The population was 17,391 at the 2010 census.Catholic publisher Our Sunday Visitor is based in Huntington.

 

Griffith is a town in Calumet and St. John townships in Lake County, Indiana, United States. It is a part of the Chicago metropolitan area. The population was 16,893 at the 2010 census.

 

Dyer is a town in St. John Township, Lake County, Indiana, United States. The population was 16,390 at the 2010 census.This bedroom community lies in the Chicago Metropolitan Area.Dyer placed 97th on the ""100 Best Places to Live in the US"" by CNN and Money Magazine in 2005. It was one of two Indiana municipalities to earn this distinction (the other being Fishers outside Indianapolis).

 

Frankfort is a city in Clinton County, Indiana, United States. The population was 16,422 at the 2010 census. The city is the county seat of Clinton County.

 

Crawfordsville is a city in Union Township, Montgomery County, Indiana, United States. As of the 2010 census, the city had a population of 15,915. The city is the county seat of Montgomery County. It is home to Wabash College, which was ranked by Forbes as #12 in the United States for undergraduate studies in 2008.Crawfordsville is the home of the world's first thin-slab casting minimill (steel manufacturing plant that recycles scrap steel using an electric arc-furnace). Nucor Steel broke ground on its first sheet steel mill and first galvanizing line at its billion-dollar Crawfordsville facility in 1987.

 

Lebanon (commonly pronounced ""Leba-nen"") is a city in and the county seat of Boone County, Indiana, United States. The population was 15,792 at the 2010 census. Lebanon is located in central Indiana, northwest of Indianapolis.Major employers in Lebanon include General lland), Purity Wholesale Grocers and Witham Health Services.

 

St. John is a town in Lake County, Indiana, United States. The town of St. John has homes in St. John Township and Hanover Township. St. John was founded in 1837. The population was 14,850 at the 2010 census. In 2009, St. John ranked 48th among CNN's top 100 places to live in the United States. In 2014, St. John was ranked as the 4th safest place in Indiana by Movoto Real Estate.

 

New Haven is a city in Adams, Jefferson, and St. Joseph townships, Allen County, Indiana, United States. It is adjacent to the city of Fort Wayne, the second largest city in Indiana, and is situated mostly along the southern banks of the Maumee River. The population was 14,794 at the 2010 census.New Haven is surrounded by an abundance of fertile soil, making agriculture the largest visible economic asset. Corporate headquarters of ts operational headquarters in New Haven. O'Neal Steel, the nation's sixth largest steel center, operates a New Haven branch. Other major employers include East Allen County Schools, Norfolk Southern, and BFGoodrich (located in nearby Woodburn, Indiana).[9]

 

Jasper is a city in Dubois County, Indiana, United States. The population was 15,038 at the 2010 census. The city has been the county seat of Dubois County since 1830, succeeding Portersville. In 1970, the school system of Ireland, a hamlet west of Jasper along State Route 56, was consolidated into that of Jasper. On November 4, 2007, Dubois County returned to the Eastern Time Zone, after having moved to the Central Time Zone the previous year. The land uses are mainly agriculture.Jasper is a regional center in southwestern Indiana, noted for its heavily German Catholic ancestral roots. Jasper has often been called the ""Wood Capital of the World"", boasting a large number of furniture companies, including Kimball International and Masterbrand Cabinets. Jasper is also home to the Southern Indiana Education Service Center (SIEC), Transmissions (largest remanufacturer in the market), and to a satellite campus of Vincennes University.The Indiana Baseball Hall of Fame, which honors players and others associated with the national pastime who were born or lived in Indiana, is located in Jasper.In 2005, Jasper was ranked in the ten best places to live in the U.S. by Relocate America.[9] Jasper was previously ranked in the top 25 in Norman Crampton's 1992 book 100 Best Small Towns in America. Jasper also boasts the only municipally supported Arts Council in the state of Indiana; it is part of city government and is supported by the city for its citizens in the same vein as its park board or its street department. The city of Jasper and the Jasper Community Arts Commission have won the Governor's Arts Award twice, once in 1987 and again in 2007, and it is the only group to have garnered this award twice.[10]

 

Beech Grove is a city in Marion County, Indiana, United States. As of the 2010 census, the city's population is 14,192. The city is located within the Indianapolis metropolitan area, one of the fastest growing metropolitan areas in the United States.

 

Warsaw is a city in and the county seat of Kosciusko County, Indiana, United States. Cradled among Winona Lake, Pike Lake, Hidden Lake and Center Lake, Warsaw has a population of 13,559 as of the 2010 U.S. Census.Warsaw, known as the ""Orthopaedic Capital of the World"", is home to the first orthopedic device manufacturer, the Manufacturing Company, started in 1895 by Revra . Competitorshave subsequently been founded in Warsaw to support the industry. Several orthopedic suppliers are also present.

 

Avon is a town in Washington Township, Hendricks County, Indiana, United States. The population was 12,446 at the 2010 Census.

 

Bedford is a city in Shawswick Township, Lawrence County, Indiana, United States. The population was 13,413 at the 2010 census. The city is the county seat of Lawrence County.Bedford is known as the limestone capital of the world, and is surrounded by limestone quarries, many of which are dangerously used by the residents for swimming. A common name for the light gray Indiana limestone quarried in south central Indiana is ""Bedford limestone"", or ""Bedford Oolitic limestone"". Much of the limestone used in the construction of various Washington, D.C., monuments was quarried in the Bedford area, and Bedford received $500,000 in grants from the federal government to build a ten-story replica of the Great Pyramid of Giza out of local limestone; however, the work was never completed,[15] despite a further $125,000 being allocated to finish it.[16] An 800-foot limestone replica of the Great Wall of China was also built. Construction took place in 1981 and cost $200,000. Limestone from a nearby quarry, called the ""Empire Quarry"", was used to build the Empire State Building in New York City.

 

Chesterton is a town in Westchester, Jackson and Liberty townships of Porter County, Indiana, United States. The population was 13,068 at the 2010 census. The three towns of Chesterton, Burns Harbor, and Porter are known as the tri-towns or the Duneland area.[9]

 

Connersville is a city in Fayette County, east central Indiana, United States, 66 miles east by southeast of Indianapolis. The population was 13,481 at the 2010 census. The city is the county seat of and the largest and only incorporated town in Fayette County. It is home to the county's one and only high school. The nearest significant city is Richmond, IN, approx. 26 miles northeast by road. There has been no significant industry in the town since the 1990s, and the population has been steadily declining since the 1960s. The economy is supported by local manufacturing, retail and healthcare.

 

Auburn is a city in DeKalb County, Indiana, United States. The population was 13,086 at the 2010 census. Founded in 1836 by Wesley Park (1811�1868), the city is the county seat of DeKalb County. Auburn is also known as Home of the Classics.

 

Lake Station is a city in Lake County, Indiana, United States. The population was 12,572 at the 2010 census.However the area has a strong railroad industry. Lake Station's busiest rail line is Transportation's Porter Subdivision. The Chicago, Fort Wayne and Eastern Railroad also runs through Lake Station, crossing at Liverpool Road.

 

Speedway is a town in Wayne Township, Marion County, Indiana, United States. The population was 11,812 at the 2010 census. Speedway is the home of the Speedway; it is an enclave of Indianapolis.

 

Madison is a city in and the county seat of Jefferson County, Indiana, United States, along the Ohio River. Its estimated population was 12,083 as of 2012. Over 55,000 people live within 15 miles of downtown Madison. Madison is the largest city along the Ohio River between Louisville, Kentucky and Cincinnati Ohio. Madison and Jefferson County lie just outside the northeastern edge of the Louisville/Jefferson County-Elizabethtown-Scottsburg, KY-IN Combined Statistical Area, an area with a population of 1,478,637. In 2006, the majority of Madison's downtown area was designated the largest contiguous National Historic Landmark in the United States�133 blocks of the downtown area is known as the Madison Historic Landmark District.

 

Washington is a city in Daviess County, Indiana, United States. The population was 11,509 at the 2010 census. The city is the county seat of Daviess County.

 

Martinsville is a city in and the county seat of Morgan County, Indiana; the population was 11,828 at the 2010 United States Census.

 

Greensburg is a city in Decatur County, Indiana, United States. The population was counted at 11,492 at the 2010 census. The city is the county seat of Decatur County. Motor Company operates an automobile manufacturing plant (Manufacturing of Indiana, LLC) along Interstate 74 in Greensburg.[14] The company purchased 1,700 acres (6.9 km2) at the northwest edge of Greensburg in 2006. It took about 16 months to develop the site and construct the massive auto assembly facility. Mass production of the (eighth generation) sedan commenced at this plant on October 9, 2008. As of 2013, Manufacturing of Indiana employs over 2,000 associates and produces gasoline, compressed natural gas, and hybrid powered sedan variants of the Civic (ninth generation). Long range plans for the facility include an expansion of annual production capacity to 250,000 vehicles.[15]

 

Cedar Lake is a town in Hanover and Center townships, Lake County, Indiana, United States. The population was 11,560 at the 2010 census. The town is known for Cedar Lake (formerly Lake of the Red Cedars, Armour).

 

Yorktown is a town in Mount Pleasant Township, Delaware County, Indiana, United States. The population was 9,405 at the 2010 census. It is part of the Muncie, IN Metropolitan Statistical Area.

 

Peru is a city in, and the county seat of, Miami County, Indiana, United States. The population was 11,417 at the 2010 census, making it the most populous city in Miami County. Peru is located along the Wabash River, which divides the city in two.Residents usually pronounce the name of Peru like the name of the South American nation of Peru is commonly pronounced in American English. Elderly Hoosiers commonly use the archaic pronunciation of /'p??ru?/ PEER-oo.

 

Wabash is a city in Noble Township, Wabash County, Indiana, United States. The population was 10,666 at the 2010 census. The city is the county seat of Wabash County.Wabash is notable as being the first electrically lighted city in the world, which was inaugurated on March 31, 1880. It is also home to the historic Eagles Theatre, Paradise Spring Treaty Grounds (1826), the Wabash and Erie Canal, Presbyterian Church (Wabash, Indiana) (1880), and Disciples of Christ Christian Church (Wabash, Indiana) (1865). Wabash is the native home of numerous notable people.

 

Greencastle is a city in Greencastle Township, Putnam County, Indiana, United States, and the county seat of Putnam County.[4] It was founded in 1821 by English American Ephraim Dukes on a land grant. He named the settlement for his hometown of Greencastle, Pennsylvania.[5] Greencastle was a village or town operating under authority of the Putnam County commissioners until March 9, 1849, when it became a town by special act of the local legislature. Greencastle, Indiana, officially became a city after an election held on July 8, 1861. The first mayor of Greencastle was E. R. Kercheval, a member (during his lifetime) of the Freemason Temple Lodge #47. The city became the county seat of Putnam County.[4] The population was 10,326 at the 2010 census. It is located near Interstate 70 between Terre Haute and Indianapolis in the west-central portion of the state.

 

Plymouth is a city in Marshall County, Indiana, United States. The population was 10,033 at the 2010 census. The city is the county seat of Marshall County. Plymouth was the site of the first retail outlet of defunct U.S. retailer in 1926.

 

Bluffton is a city in Harrison and Lancaster townships, Wells County, Indiana, United States. The population was 9,897 at the 2010 census. The city is the county seat of Wells County.

 

Kendallville is a city in Wayne Township, Noble County, Indiana, United States. The population was 9,862 at the 2010 census.

 

Mooresville is a town in Brown Township, Morgan County, Indiana, United States. As of the 2010 census, the town population was 9,326.

 

Danville is a town in Center Township, Hendricks County, Indiana, United States. The population was 9,001 at the 2010 census. The town is the county seat of Hendricks County.

 

Decatur is a city in Root and Washington townships, Adams County, Indiana, United States. It is the county seat of Adams County. Decatur is home to Adams Memorial Hospital, which was designated as one of the ""Top 100"" Critical Access Hospitals in the United States. The population of Decatur was 9,405 at the 2010 census.Ryan Squires, Former Professional Bowler & Titlist Winner

 

Lowell is a town in West Creek and Cedar Creek townships, Lake County, Indiana, United States. The population was 9,276 at the 2010 census.

 

Columbia City is a city in Columbia Township, Whitley County, Indiana, United States. The population was 8,750 at the 2010 census. The city is the county seat of Whitley County.

 

Angola is a city in Pleasant Township, Steuben County, Indiana, United States. The population was 8,612 at the 2010 census. The city is the county seat of Steuben County. Angola was founded by Thomas Gale and Cornelius Gilmore on June 28, 1838. Angola is home to Trine University. The town is served by I-69 and the Indiana Toll Road (I-80 and I-90).

 

Princeton is a city in Patoka Township, Gibson County, Indiana, United States. The population was 8,644 at the 2010 census, and it is part of the greater Evansville, Indiana, Metropolitan Area. The city is the county seat of and the largest city in Gibson County.Major employers in Princeton include Motor Manufacturing Indiana (TMMI), located 3 miles to the south, nearly halfway between Princeton and Fort Branch, where the Sequoia, Sienna, and Highlander are manufactured; and Corporation. Many suppliers have facilities between the plant site and the city. ational. All of these facilities were either built or converted from other uses to furnish supplies, part and services to TMMI. AG at one point had research and manufacturing facilities in Princeton, but the manufacturing plant was closed in the early 1990s and the research facility was closed soon after. In 2008 the former property was acquired by and demolished. A store currently occupies the former site.

 

Elwood is a city in Madison and Tipton counties in the U.S. state of Indiana. The Madison County portion, which includes most of the city, is part of the Anderson, Indiana Metropolitan Statistical Area, while the small portion in Tipton County is part of the Kokomo, Indiana Metropolitan Statistical Area. The population was 8,614 at the 2010 census.

 

Brazil is a city in Clay County, Indiana, United States. The population was 7,912 at the 2010 census. The city is the county seat of Clay County. It is part of the Terre Haute Metropolitan Statistical Area. The current chief executive of Brazil is Mayor Brian Wyndham (Democrat).

 

Charlestown is a city in Clark County, Indiana, United States. The population was 7,585 at the 2010 census.

 

Tell City is a city in Troy Township, Perry County, Indiana, United States, along the Ohio River. The population was 7,272 at the 2010 census. The city is the county seat of Perry County.

 

Scottsburg is a city in Vienna Township, Scott County, Indiana, United States, about 30 miles (48 km) north of Louisville, Kentucky. The population was 6,747 at the 2010 census. The city is the county seat of Scott County. As of 2010, William H. Graham serves as Mayor and has served since 1988.

 

North Vernon is a city in Jennings County, Indiana, United States. The population was 6,728 at the 2010 census.

 

Mount Vernon is a city in and the county seat of Posey County, Indiana, United States, in the state's far southwestern corner. The population was 6,687 at the 2010 census. It is located in Black Township and is part of the Evansville, Indiana, metropolitan area, which had a 2000 population of 342,815.Mount Vernon is the headquarters of a small oil refinery owned by the agricultural cooperative. It processes more than 20,000 barrels of local crude oil per day.

 

Batesville is a city in Franklin and Ripley counties in the U.S."

 

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In addition, there are nearly twenty more local entities with 25 to 100 employees. Agriculture also iuences the town. Although they do not live in the city limits, farm families are involved with the local schools, parks, and social activities � and are consumers of the products of local merchants.

 

Huntingburg is a city in Dubois County, Indiana, United States. The population was 6,057 at the 2010 census. Located in southwestern Indiana, the city is known for its downtown with numerous antique shops. It is part of the Jasper Micropolitan Statistical Area. The city is also known as the ""Hollywood of the Midwest."" The movies A League of Their Own (1992), Hard Rain (1998), and the HBO film Soul of the Game (1996) were filmed in Huntingburg. Columbia Pictures built the grandstand at League Stadium that was to become part of the set for A League of Their Own.League Stadium was home to the Dubois County Dragons who played in the Heartland League (1996�1998) and the Frontier League (1999�2002). From 1996-2001, Huntingburg was the smallest city to host a professional baseball team. After the Dragons franchise moved, League Stadium stood empty in the summers until the Bluff City of the Central Illinois Collegiate League moved to Huntingburg in 2005 and were renamed the Dubois County . The league then merged with the League. As the League has a larger geographical footprint, the moved to the Ohio Valley League as of the 2013 season.As part of Dubois County, Huntingburg re-entered the Eastern Time Zone on November 4, 2007 after 15 months on the Central Time Zone.

 

Rensselaer is a city located along the Iroquois River in Marion Township, Jasper County, Indiana, United States. The population was 5,885 at the 2013 census. The city is the county seat of Jasper County. Rensselaer is home to Saint Joseph's College.

 

Linton is a city in Stockton Township, Greene County, Indiana, United States. The population was 5,413 at the 2010 census. A coal mining city, it is located southeast of Terre Haute. The current mayor is John Wilkes.Linton is part of the Bloomington, Indiana, Metropolitan Statistical Area.

 

Monticello is a city in White County, Indiana, United States. The population was 5,378 at the 2010 census. The city is the county seat of White County.Monticello is known as a tourist destination in north-central Indiana and is home to the Indiana Beach amusement park, Lake Shafer, and Lake Freeman.

 

Alexandria is a city in Monroe Township, Madison County, Indiana, United States. It is about 46 miles (74 km) northeast of Indianapolis. It is part of the Anderson, Indiana Metropolitan Statistical Area. According to the 2010 census, its population was 5,145, a decrease of 17.8% from 6,260 in 2000.

 

Lawrenceburg is a city in Dearborn County, Indiana, United States. The population was 5,042 at the 2010 census. The city is the county seat and largest city of Dearborn County. Lawrenceburg is in southeast Indiana, on the Ohio River west of Cincinnati.Lawrenceburg is home to the Tanners Creek Power Station, now AEP. MGP Indiana, formerly Seagram's, operates within Lawrenceburg, and produces various alcoholic beverages.

 

Whiting is a city located in the Chicago Metropolitan Area in Lake County, Indiana, which was founded in 1889. The city is located on the southern shore of Lake Michigan. It is roughly 16 miles from the Chicago Loop and two miles from Chicago's South Side. Whiting is home to Refinery, the largest oil refinery in the Midwest. The population was 4,997 at the 2010 census.

 

Winchester is a city in White River Township, Randolph County, Indiana, United States. The population was 4,935 at the 2010 census. The city is the county seat of Randolph County. It is the home of Speedway.

 

"

 

The American Truck Association
states that there around
200,000 truck drivers with transportation
firms and
300,000 personal providers trucking
companies accredited to
run in the United States that transferred,
according to their newest listings of millions of
items, materials and
fundamental materials .
There are a number of common
carriers either going solo or in
teams on our country
highways transferring these
important items to our
shops, manufacturing facilities and shipping ports.

Plus truck factoring
companies service
several of them and offer their
receivable loan services
nationallycomprising
including the following states.

: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming

 

A high percentage of Indiana's income is from manufacturing.[130] The Calumet region of northwest Indiana is the largest steel producing area in the U.S. Indiana's other manufactures include pharmaceuticals and medical devices, automobiles, electrical equipment, transportation equipment, chemical products, rubber, petroleum and coal products, and factory machinery. Despite its reliance on manufacturing, Indiana has been much less affected by declines in traditional Rust Belt manufactures than many of its neighbors. The explanation appears to be certain factors in the labor market. First, much of the heavy manufacturing, such as industrial machinery and steel, requires highly skilled labor, and firms are often willing to locate where hard-to-train skills already exist. Second, Indiana's labor force is located primarily in medium-sized and smaller cities rather than in very large and expensive metropolises. Indiana is home to the international headquarters and research facilities of pharmaceutical company Eli Lilly in Indianapolis, the state's largest corporation, as well as the world headquarters of Mead Johnson Nutritionals in Evansville.[132] Overall, Indiana ranks fifth among all U.S. states in total sales and shipments of pharmaceutical products and second highest in the number of biopharmaceutical related jobs.

 

 

 

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If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

 

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Porter Truck and Haul has been in business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the boom times from 2002 to 2007 Porter Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Cash was flowing and times were good for all.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. And worse yet, Porter had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Jesus Vargas, CEO of Porter felt a chill go down his spine whenever he would look at the weekly A/R reports. There was a growing list of clients who now owed them back debt.He had gone to his administrators and asked them what the problem had been. Were they doing things different, or wrong, when it came to collecting overdue accounts? By his bookkeepers records, this wasn't the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Porter hadn't gone elsewhere. The had just gone!.The situation looked dire to Jesus Vargas. Jesus was very concerned, because there were constant overheads, goods to ship, employees to pay, and trucks which needed to be maintained, but there just wasn't the money coming back into the business. After work he would confide in his wife, Carrie, and neither were unable to stop the constant worry over the lack of funds.""I have a bad feeling, Lin,"" he would say with deep woe.""What could you do differently?"" she would say.Jesus would stare off for a moment and then close eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. What on earth was happening to create the death of his business?""I know what it is,"" said Jesus. ""I've relied too long on the profits I receive from invoices alone. For too long I've been allowing our clients to let their accounts become overdue."" All Carrie could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Jesus knew very well that Carrie was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The next day Jesus strolled into his office and was determined to sit down and make every phone call to every client who had owed Porter money. This wasn't really a very efficient way for a Chief Executive to spend his day, and Jesus knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. Wasting money, wasting time - even with the best of intentions, Jesus knew that he was in trouble.

 

After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Claireerley knocked at his door.

 

""Jesus, can I have a word?"" she queried, standing in the doorway.

 

""Of course Claire, please come in."" Jesus leaned back in his chair and looked expectantly at Claireerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Jesus."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" Claireerley asked.""It does sound vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Immediately?"" Jesus interrupted.""Immediately, yes"" she added, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It�s a broad view.""I see,� Jesus said. �And then what?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. This company tells us what the cost will be to purchase factoring for our accounts receivable. Once we arrive at a mutual agreement, the funding begins.�Jesus was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""I do not know, Claire - it just sounds too good to be true"", Jesus said quietly.""Yes, I know; that's exactly what I thought at the beginning. But think about it, Jesus: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. And they're flexible Jesus,"" she drew a circle around a paragraph on the document before him.""How flexible?"" he asked.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. Apparently they can figure this all out in two to four days.

 

""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Jesus.Jesus took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Exactly�. I think this might just be a way out of the trouble we are in with these folks who owe us money.""Jesus thought about this and agreed with Claireerley. The customers who were in debt to Porter Truck & Haul were professional resources of the company, but they were also long-standing friends. Jesus wasn't prepared to lose these relationships just because they were having financial issues at the moment. Jesus knew only too well that the whole economy was floundering, and that it was not going to change overnight. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. He did not want to lose business but he also did not want to lose any more money.""Well, let me think about this tonight Claire, thank you."" Claire stood up and left Jesus's office, with the nice feeling of knowing that she may just have solved a very serious problem.Jesus stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Porter Truck & Haul with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. In fact, Porter could receive up to fifty-percent cash advances upon load pick-ups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""Well, I'll have to tell Justin about this,"" muttered Jesus to himself.Jesus's son-in-law, Justin, loved the idea behind Porter and highly respected his father-in-law for having such great business sense, that two years ago he got his capital together and started his own transportation company. Jesus knew then what struggles Justin would face but he encouraged him nonetheless. With the faltering economy, if a big fish like Porter was hurting, a little guy like Justin was about to catch his death. Perhaps the antidote to these problems was in freight factoring, and they were about to find out.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Jesus found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They used that time to refocus their efforts in being competitive in new territories. Jesus recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. If Jesus hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

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More Trucking Factoring Companies Story Articles

The Future of a Trucking Company, and Factoring The phone was ringing on his desk, and Claude George just sat there letting it ring. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. George Trucking Company was at a turning point of growth and Claude had to decide if signing with a factoring company was the right way forward.

 

More than forty years ago Claude's father had started this business working as an owner-operator and eventually growing George Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Claude�s mother strapped herself into a cab to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. But now things were different: the company was in Claude's hands and he needed to ensure that this business would be left in great shape for his sons.

 

To move George Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. He had employees to pay. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made George Trucking look inefficient and weak in what was currently a strong market.

 

His father would have told him to wait and to take his time adding on new technology. Claude allowed himself a good hard chuckle. He remembered when his father was totally against installing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Claude knew he was right in his forward thinking. What would be the next step for George Trucking? And how would he be able to afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Claude to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

But it turned out to be quite easy. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He didn�t mind signing an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Claude because he and his father had created a very strong and loyal list of clientele over the years. So he knew they would understand when the factoring company contacted them for the invoices. His clients would not have any problems, nor would they think poorly of George Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.

 

Claude stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. With the capabilities of this new cash flow, Claude could actually expand George Trucking Company further across the country and perhaps even go international into Canada. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

 

 

 

 

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Trucking Factoring  Articles

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�So It is not a loan?� Derrick Tucker asked as he leaned back in his chair, crossing his legs. The woman who sat across the desk smiled and shook her head.�Not quite,� she said.Derrick Tucker owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Alfredo. His company was called Hoffman Trucking, named after both of his grandfathers, Cory and Jorge. They had both been hardworking men, and had done a lot to make Derrick the same.Disaster had struck half a year ago, when two trucks in Alfredo�s fifteen truck fleet went down. One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Derrick depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Derrick had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Derrick was an excellent business man, and he certainly hadn't done anything wrong. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.That�s where the woman across the desk came in. Derrick knew she was employed by a Factoring company and that her name was Evelyn. Derrick had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Evelyn explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Derrick nodded. It sounded perfect - perhaps too good?.Evelyn laughed. �You look like you don�t believe me,� she chuckled.�No, I do, I just think it sounds a bit too good to be true. I thought I was going to lose my company.�Evelyn nodded. �We get that a lot. Listen, I�d hate to see you lose your company. We know how hard you work, and that you've invested everything in your business. We all need help sometimes. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� said Evelyn with a smile. �Let's work out a solution to your problem.�And right there and then they created a business profile. Derrick completed the form, with Evelyn offering advice as needed.

 

The profile filled Evelyn and her company in on Alfredo�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. Listening as Derrick filled out his form, Evelyn was pretty sure he was a perfect candidate for factoring.Evelyn took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook Alfredo's hand. He stood before they shook as well, and then smiled. They said their goodbyes and Derrick walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. Talking to Evelyn though, learning about factoring, it felt like a weight had been lifted from his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The terrifying panic attacks that occurred regardless of where he was. Already he could feel all the stress start to drain away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was there, he was on the right path, and he was working to make things right.Derrick couldn�t help but think back to when he had first started the business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been really successful. Home cooking in his hometown, and he had done very well.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took six months off, and during that time he decided to create Hoffman Trucking. So he did it. For the second time in his short life he created a company from the ground up. The business had been an instant success.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He didn�t think he had it in him, to save this company. But giving up wasn't part of his personality either.

 

The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He didn�t know how to say quit.And now it seemed as though he would not have to - all because of Factoring. Derrick opened his eyes, sat forward, turned his computer on. He had lots to do. He could be thankful later, for now, it was time to work.

 

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More Trucking Factoring Company Story Articles

The reason why Trucking Corporations Employ Factoring Companies.

 

As the owner of your own company, you may be much more than conscious already of the hardship in making certain that capital issues do not become a dilemma down the line. After all, the most terrible thing that can potentially happen for your firm is to find yourself embroiled in a long and perplexing situation that leaves you forever trying to find the money you need on an continuous basis.

 

For just about any business in this case, the issue can come for waiting for work to lapse and actually be brought in into your balance. Statements, checks, and the like can take a while to actually to beprocessed which can easily leave you with short-term capital issues. Thankfully, there are options out there for businesses to examine-- and among these is factoring companies.

 

Factoring providers will, in substitution for your invoices, provide you with the resources today so that you do not need to fret about the waiting time frame that could make paying off the expenses and getting materialsmore complicated. With this form of setup, invoice factoring can become extremely practical for many establishments who need to get out of a cash lure which they have gotten themselves in.

 

Given that, basing on the scale of the job, it can take up to 60 days for a number of enterprises to get paid out then it is very important to take care of your own back and definitely not leave yourself money short to pay the expenses. After all, how many enterprises have two months cash flow just lying there to pay for all their spendings till they earn?

 

This is most notably true of trucking agencies. They often tend to handle great deals of statements which means a huge amount of collection period involves business owner themselves. Making an effort to get paid off promptly can become an incredible hassle and this is why you make use of truck factoring organizations who are glad to help out truckers specifically.

 

As we all realize, trucking is an unbelievably big field with numerous firms out there working with hundreds of vehicle drivers. Regretfully, quite a few of these drivers land up in finances issues since they are still awaiting work from six weeks ago to actually pay them. When this is the scenario for a trucking company, choosing factoring companies for reinforcement maybe the most ideal alternative left.

 

This indicates that a trucking organization can pay the salaries of the work force, keep all the vehicles loaded with gas and continue to scale, flourish and expand without always waiting for the money which is taking too long to come in. Trucking Companies functioning without a factoring system used are leaving themselves at significant threat, as competitors cash out rapidly and carry on to grow.

 

There's genuinely nothing to be stressed about when it comes to utilizing a Factoring firm-- they typically are not like a bank or any individual who is going to leave you with a huge stockpile of financial obligation to repay. You give them authentic invoices from work you have already accomplished , you are merely speeding up the payment system.

 

In the Usa, where truck companies grow, factoring enterprises are not considered borrowing in any capacity. This confidential deal then enables both parties to profit and indulge in a worry-free future-- it gives the factoring provider a guaranteed asset of income to put into the list and it gives the trucking business the required finances that they worked hard to obtain.

 

The trucking firm provides their accounts to the factoring company. The trucking factoring agency then collect the payments from the trucking company's clients. Factoring has been in existence for hundreds of years and has been used for long times by several various business sectors-- but none much more so than truckers. While you might lose out on a small part of the money, something like 1-3 % depending upon who you deal with, it indicates that you are receiving the finances today and can actually start putting the cash to function.

 

Anyway, an IOU or an invoice is absolutely not going to cover costs, is it? For trucking firms when the cash can be really good one day and gone the next, it is up to the drivers to work sensibly and to make sure that they are leaving themselves with a notable volume of time and finance to get through the week till they are handed over once again.

 

So the next occasion your trucking establishment is having some short-term cash flow troubles and you are spending too much time chasing slowly paying customers, why not begin looking into making use of a factoring companies as a method to get your money and give yourself a more convenient future in the eyes of your trucking staff and your bank dividend?

 

 

 

 

 

 

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Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

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